@article{H. M. S. MAMANDI_2021, title={ASSESSING CREDIT RISK MANAGEMENT PRACTICE IN PRIVATE BANKING IN IRAQ (AN EMPRICAL STUDY IN PRIVATE BANKING IN IRAQ)}, url={http://gbis.ch/index.php/gbis/article/view/56}, abstractNote={<p>The study examines the practice of credit risk management in private banks in Iraq. The<br>study compares the practice of credit risk management with the principles of credit risk<br>management issued by Basel Committee on Banking Supervision (2000) and examines how these<br>principles are effectively practiced and implemented. The author collected data by distributing 260<br>questionnaires to high level bank employees involved in credit risk management. The target<br>population consists of credit staff, credit risk managers, CEO and board members. The study uses<br>Statistical Package for the Social Sciences (SSPS) software program version 26 to analyse the data<br>collected. The results of the data examined are descriptive statistics which include percentages,<br>frequencies such as mean, standard deviation and variance. The study examines regression<br>analysis, ANOVA analysis and Pearson correlation between variables.<br>The study finds the answers to the research questions and test hypotheses and concludes with the<br>description of its findings. Private banks in Iraq can benefit from the findings and suggestions to<br>improve their credit risk management. The author provides recommendations for further studies<br>and identifies some limitations of the study.</p>}, journal={Global journal of Business and Integral Security}, author={H. M. S. MAMANDI, GHAZI}, year={2021}, month={Jun.} }